e.PN is one of the most trusted virtual card services for affiliate marketers and media buyers managing advertising campaigns and online subscriptions.
Whilst writing this e.PN review, I noticed the platform now offers 102 trusted BINs across 36 banks, enhanced cryptocurrency top-up options, and a refined tiered pricing structure that rewards high-volume users.
e.PN virtual cards are preferred by many as a payment solution for Facebook Ads, Google Ads, and performance marketing platforms, with instant card issuance and low decline rates being major attractions.
With competitive fees starting at 3% for Black level accounts and 24/7 support, does it still deliver exceptional value for digital advertisers ?
I have explained all key features in detail, including pricing tiers, BIN selection, funding methods, and practical usage scenarios with a complete setup guide to help you get started using e.PN cards effectively.
Let's talk about what makes e.PN stand out, how you can benefit from virtual cards, and whether it fits your needs as a reliable payment partner! 🚀
e.PN Explained: Virtual Cards for Global Payments💳
e.PN is an international virtual card service for online advertising, subscriptions, and global payments, built for affiliate marketers, media buyers, and SaaS users who need fast card issuance and flexible funding options.
Users create virtual debit cards in minutes, pay for Facebook Ads, Google Ads, and foreign services, and manage spend with low fees and strong security. Service runs through a web platform and mobile app for simple card control.
| Key aspect 💡 | Detail |
|---|---|
| Service type 🌐 | Virtual debit card provider for online payments and ads |
| Main use 🎯 | Advertising payments, subscriptions, SaaS, travel bookings |
| Target users 👨💻 | Affiliate marketers, media buyers, agencies, SaaS users |
| Card format 📲 | Online only no plastic cards issued |
| BINs database 🏦 | 102 trusted BINs from banks in multiple regions |
| Key features ⭐ | Instant card issue 3DS support low decline rate 24 7 support |
| Funding options 💰 | Crypto top up and manual payment services like Capitalist and others |
| Fees model 📊 | Tier based pricing with lower fees at higher levels |
| Account levels 🏅 | Standard Silver Gold Platinum Black |
| Support channels 📞 | Website chat WhatsApp WeChat Telegram bot and channel |
e.PN focuses on fast virtual card creation and low decline rates for ad platforms which helps marketers keep campaigns live with fewer payment issues.
The service offers a mix of virtual cards for advertising, crypto funding, and flexible pricing that suits both small buyers and high spenders.
Top e.PN Features that make it Stand Out🔑
These core e.PN features are built to streamline digital ad payments, enhance efficiency, and give marketers total financial control.
Instant Card Issuance
Creating a new virtual card takes literally seconds. No waiting periods, no approvals—just click and get your card details immediately. For media buyers managing dozens of ad accounts, speed matters.
102 Trusted BINs
Access to 102 different BINs means better acceptance rates across advertising platforms. Different networks prefer different BIN ranges, and having multiple options significantly reduces payment rejections. Media buyers can test which BINs work best for specific campaigns without limitation.
Tiered Pricing Model
Fees decrease as spending increases through five distinct account levels. Starting at 6.7% for new users, commission rates drop to just 3% for Black level members spending over $100,000. Card issuance costs similarly decline from $4 to $2 based on account tier.
Cryptocurrency Top-Ups 🪙
Fund accounts using seven different cryptocurrencies including Bitcoin, Ethereum, Litecoin, and USDT through DV.net integration. Crypto deposits provide anonymity and speed, eliminating traditional banking delays. Transactions process within minutes, keeping campaigns running smoothly.
Low Decline Rates
One of the biggest frustrations for advertisers is payment failures. e.PN maintains lower-than-average decline rates through their extensive BIN selection and established banking relationships. Campaigns stay active, budgets deploy consistently, and revenue flows uninterrupted.
Team Management Tools
Businesses can assign role-based access to team members. Marketing managers create cards for different campaigns, finance teams monitor spending, and executives review overall performance—all within one platform with appropriate permission levels.
Auto-Reload Functionality
Set cards to automatically refill when balances reach specified thresholds. Never miss campaign opportunities due to depleted card balances. Advertising runs continuously without manual monitoring or frequent top-ups.
Multi-Platform Compatibility 📱
e.PN operates across multiple platforms:
- Web dashboard for full management capabilities
- Android app for mobile management
- iOS app for Apple device users
Mobile applications provide instant transaction notifications, allowing real-time monitoring of spending. Every payment triggers immediate alerts with complete transaction details.
e.PN Pricing Tiers: How Much Does It Cost
e.PN operates a five-tier pricing structure where both commission rates and card issuance costs decrease as transaction volume increases:
| Account Level | Terms | Commission | Card Issue/Renewal Fee |
|---|---|---|---|
| Standard | Upon Registration | 6.7% | $4.00 |
| Silver | $1,000 spend + KYC | 6.0% | $3.50 |
| Gold | $10,000 spend + KYC | 5.0% | $3.00 |
| Platinum | $50,000 spend + KYC | 4.0% | $2.50 |
| Black | $100,000 spend + KYC | 3.0% | $2.00 |
Key Points to Remember:
For a media buyer spending $50,000+ monthly, savings at Platinum or Black level become substantial compared to competitors charging flat 7-10% fees.
Top-up, Withdrawing, and Limits on e.PN Cards 💵
Manage how you add funds, withdraw earnings, and understand transaction boundaries for effortless control over your e.PN Card.
Funding Your Account
Account balance top-ups occur through a Dashboard section where users click “Top up”, specify amounts, select payment methods, and complete transactions.
Cryptocurrency deposits (via DV.net) support:
Manual payments accommodate traditional systems including:
Withdrawal Process
Funds can exit accounts to external destinations like crypto wallets. Minimum withdrawal stands at $100 USD with a 5% fee applied to withdrawal amounts.
Cash withdrawals from e.PN cards are not supported. Cards function exclusively for online and point-of-sale purchases but cannot be used at ATMs for cash extraction.
Step-by-Step Guide to Setting Up e.PN Account 🪜
Getting up and running takes minimal effort. Here's what you need to do:
- Step 1: Registration Process – Visit the official e.PN website and complete the simple registration form. Email verification follows immediately.
- Step 2: Account Funding – Choose from cryptocurrency options via DV.net, or use traditional payment methods like Capitalist, WebMoney, Payeer, Etc.
- Step 3: KYC Verification – Depending on your target spending level, complete Know Your Customer verification. Higher tiers require verification but unlock better rates.
- Step 4: Card Creation – Once funded, go to the dashboard and create your first virtual card. Select your preferred BIN, set spending limits, and activate 3DS security.
- Step 5: Integration – Use cards immediately for advertising platforms, subscriptions, or any online service accepting Visa/Mastercard payments.
Who Benefits Most from Using e.PN Cards?🎯
Ideal Users Include:
Support Quality: Fast Response Times and Channels🆘
Support availability ranks among e.PN's strongest features:
For BIN selection guidance or platform-specific questions, support provides personalized recommendations.
e.PN Security: 3DS Authentication and KYC Compliance🔒
Ad Platforms That Work Seamlessly with e.PN 📊
e.PN cards work seamlessly with major advertising networks where media buyers allocate significant budgets:
Beyond advertising, cards function for SaaS subscriptions, online services, travel bookings (Airbnb, Booking.com), car rentals, and general e-commerce purchases. Integration with Apple Pay and Google Pay extends payment flexibility to mobile-first environments.
Advantages and Drawbacks of Using e.PN Cards✅❌
Pros
Cons
Final Verdict on e.PN 🎯
I hope this e.PN review helped you decide if this virtual card service suits your marketing needs.
In my experience, e.PN stands as a reliable payment partner for media buyers and affiliate marketers running multiple campaigns.
It delivers fast responses within 5 minutes, 102 BINs for better acceptance, and fees dropping to just 3% at Black level.
You should definitely check out e.PN if you manage Facebook Ads, Google Ads, or TikTok campaigns regularly.
Are you ready to scale your advertising operations with better payment flexibility?
Ali
Ali is a digital marketing expert with 7+ years of experience in SEO-optimized blogging. Skilled in reviewing SaaS tools, social media marketing, and email campaigns, we craft content that ranks well and engages audiences. Known for providing genuine information, Ali is a reliable source for businesses seeking to boost their online presence effectively.
